Does medical aid cover laser eye surgery?

Navigating the world of medical aid can be confusing, especially when it comes to elective procedures like laser eye surgery. If you’re considering LASIK, PRK, or SMILE to achieve clear vision without glasses or contact lenses, you might wonder if your medical aid will cover the costs.

Understanding Medical Aid and Laser Eye Surgery

Medical aid schemes in South Africa typically provide cover for essential medical procedures and emergencies. Unfortunately, elective procedures like laser eye surgery are not covered. Most medical aid plans categorise laser eye surgery as a luxury or cosmetic procedure, leading to no coverage at all.

Why the Confusion?

The confusion arises because laser eye surgery, though elective, provides significant benefits that go beyond cosmetic improvements. It enhances quality of life, reduces dependency on corrective lenses, and can even alleviate issues caused by wearing glasses or contact lenses, such as discomfort or infections. However, since it’s not deemed a medical necessity, medical aids do not cover it.

Steps to Take

Since medical aid does not cover laser eye surgery, consider the following steps:

  • Consult your ophthalmologist: Your eye specialist can provide detailed reports and recommendations. They can also advise on the benefits and costs of the procedure.
  • Review your plan: Carefully review your medical aid plan’s terms and conditions to confirm that elective surgeries like laser eye surgery are not covered.
  • Consider financing options: Look into financing options offered by your clinic. Many clinics provide payment plans to make the procedure more affordable.

Why Invest in Laser Eye Surgery?

While the cost of laser eye surgery might seem daunting, it’s essential to consider the long-term benefits. Imagine waking up every morning with clear vision, free from the hassle of glasses or contact lenses. Laser eye surgery is a one-time investment that can enhance your quality of life for years to come.

Benefits of Laser Eye Surgery

  • Convenience: No more dealing with glasses slipping down your nose or contacts drying out.
  • Freedom: Engage in activities like swimming, running, and hiking without worrying about your eyewear.
  • Cost-Effective: Over time, the cost of glasses, contact lenses, and solutions adds up. Laser eye surgery can be a more economical choice in the long run.

Take the Self-Test

If you’re considering laser eye surgery and want to explore your options, take our quick self-test. It’s designed to help you determine if you’re a good candidate for the procedure and guide you on the next steps. Your journey to clear vision without glasses or contacts starts with a simple test.

Home » Does medical aid cover laser eye surgery?

Find out if you are suitable for laser eye surgery

Not everyone is eligible for vision correction surgery.

Find out if you could benefit from this life changing surgery by taking the quick self-suitability quiz below:

Our most popular procedures

  • SMILE
  • Presbyond
  • LASIK

What our patients say…

We have replaced the images of real patients who provided these testimonials to protect their privacy.

Not sure if you qualify for SMILE?

Book a video call with our team to find out whether you might be a candidate for SMILE and what clearer vision might mean for your lifestyle.

Not sure if you qualify for SMILE?

Book a video appointment to find out if you’re a candidate for vision correction. Most people assume they are either definitely a candidate or definitely not. The screening usually surprises people either way.

Hi, I’m Daemon McClunan

I’m proud to be the founder of both Atlantic Eye Centre, an eye specialist centre, and LIQID Medical Pty, a biotech company. My passion for research and innovation has led me to create four patented devices, and receive awards during my specialist training.

With a medical degree from Stellenbosch University, a specialist degree from the University of Cape Town, and experience working in Laser Eye Surgery centres in Canada, Germany, India and London, I’m dedicated to providing dedicated, patient-centred care.

Beyond the clinic, I’ve embarked on humanitarian missions, travelling over 15,000km by motorbike to provide rural eye screenings. In my downtime, I love mountain biking, diving, and spending quality time with my family.

My goal is for every patient to feel genuinely informed, comfortable, and well cared for – from their first conversation right through to their last post-operative visit.

Dr Daemon McClunan

MBChB(SU), DipOphth(SA), MMed(UCT), FcOphth(SA)